Letter to parties involved in house purchase

June 15, 2009 at 2:51 pm (Uncategorized)

Dear mortgage lender,

From the beginning I was wary of using you since you were affiliated with the seller/listing agent, however we decided it was worth it and the rate was good.  We had 6 weeks to get all our documents in order before the closing date listed on the contract.  Why then TWO HOURS before the deadline do you inform us that you need something that is impossible to get so quickly?  Then after we get you said information, why do you tell us documents will be sent the next morning if they are not.  Why – now 3 days after our closing was supposed to happen and 5 days after the original deadline to have documents completed are they still not at the title company?  Why have you told us repeatedly that they have been completed and sent when they CLEARLY HAVE NOT BEEN!!?  Are you so incompetent that you cannot handle a simple transaction that is in your job description?  And, be assured that we will not be responsible for any penalties that we incur as a result of closing after the date on our contract.

*Update* Also – please read through our paperwork before you send us an email stating we do not have flood insurance, because it is on page 2 of the documents from the insurance agent.

Dear title company,

Our closing date was supposed to be June 12th.  I understand that you did not have all the necessary documents in your hands by your deadline and therefore we will have to delay closing.  However, why do we need to chase you down with repeated phone calls that go unanswered and emails that are not answered or vague when they are.  This is not a surprise, we have had plenty of notice so everything should be ready to go on your end as soon as the documents are delivered.  I was wary also of using you because of the same affiliations as the lender.

Dear listing agent,

You, especially, have been a moron.  From day one – I have not liked you and you should be happy that you are not dealing with me directly.  It seems to me that you do not really want to sell this house because if you did then you would not be so confrontational and negative about everything.  Your one line misspelled responses to questions are irritating.  Your know-it-all attitude and advice to disregard our attorney’s advice is ridiculous.  I have had it with you and cannot wait until we have closed and I no longer need to worry about being polite to you.   I want an actual answer and guarantee that the 3 years of owed property taxes and HOA dues will be paid by the current owner (the bank) because I REFUSE to sign anything until I am assured that is no longer an issue.



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15 month Update

June 8, 2009 at 10:37 am (Uncategorized)

For this checkup I went to a new pediatrician.  I really loved my old one but she was just too far from my mom’s house.  So we tried out a new one and I really loved her too 🙂

Overall a clean bill of health.  Developmentally, Alexis is doing well.  She passed all the little tests the Dr had her do – stack blocks, pick up a small item, follow simple commands.   The only thing was her speech.  Alexis has a handful of words that she says – mama, dada, leche, kitty, night night, baba (for my mom), etc.  The dr said that was fine for now but that her speech should be expanding exponentially by her next check up at 18months.   She wasn’t concerned about it but still I want to make sure that she’s doing everything she should be.  I read to her pretty often, but I’m going to make a point of reading 2 books a day to her.  Not like huge novels – little board books.  Also I’ve been talking to her a lot more – really explaining everything I’m saying and seeing if I can get her to repeat.  I am also taking away the pacifier when we’re home playing.  There really is no reason for her to have it, other than habit.  So she can have it when she sleeps and when we’re out.   I’m not sure if speaking in 2 languages is confusing to her but I wouldn’t think so.   She weighed 26lbs and was 32 inches long 75% for both, pretty consistent to where she’s been.  She has some rough red patches on her skin the Dr said those are eczema and she gave me a cream to treat that and said it’s pretty common in babies.  She also got 4 shots!! I still declined the Chicken Pox, I would like to wait until she’s 2 for that one, unless I go back to work and need to have her in a day care.  She got DTaP, Hib, PCV, and HAV.  She’s actually never gotten that many at once, I usually split them, but since it’s more difficult these days giving her shots I figured I would get it over with all at once.  I’m not sure if that’s the reason why, but she had a moticeable reaction.  She was really groggy all day and very whiny and needy.  She did not want to put down, she wanted to be carried and wanted to cuddle.  She also got a low fever in the evening.  She woke up a lot at night and was very restless, like she was uncomfortable.  She has a big red welt on one of her legs too.  Sucks.

As for some of the fun stuff she’s being doing lately, there is a lot.  She loves music.  She “sings” along with her toys and the songs she knows.   She gets the tune right which is pretty cool.  She also dances all the time.  As soon as she hears music, which included the Final Jeopardy theme she dances.  She bobs her head, shakes her shoulders and hips.  When she’s sitting, she will move her head back and forth and tap her hands on the table to the beat – it’s hilarious!  She is also becoming quite a little monkey.  She copies  things now.  The other day I had the Today show on and right before they go to commercial they scan the crowd who is all screaming, so then Alexis starts coping the screaming crowd.  She also does this low grunting thing when she hears someone burp – mimicing them.  She has also gotten pretty good with a fork and spoon.  She can’t really get the food on them but she tries and manages to do it some times, but when I put food on them she knows how to eat with them.  She is also getting better at coloring and makes marks on paper about half the time, when she’s not trying to eat the crayon!!  She is definitely a little girl now, not a baby anymore!  It’s amazing how that transformation happened in the last 3 months!!!

15ish months

15ish months

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Travel with a toddler

June 1, 2009 at 10:26 am (Uncategorized)

This was not our first trip with Alexis on a plane, last year she went to Nashville and to Toronto.  However this was the first time traveling with a toddler, rather than an infant.   What I was most afraid of, the plane ride was the easiest thing both ways.  I did give her 1/2 tsp of Benadryl.  I know a lot of people think this is “drugging” their kid, etc etc, but I really don’t have those reservations.  I asked my pediatrician and she said it was ok and told me how much to give.  Her only caution was to give it to her before the flight by a few days first just to test out her reaction since some kids get hyper, I did that with half the dosage and she got mellow.  So on the way to toronto I gave her the Benadryl about an hour before the flight and she was very relaxed.  We didn’t have a seat for her and she needed to be on our laps the whole time.  Normally, this is not a good thing for her.  She does not like being held, she wants to be put down and walk.  She normally squirms and whines and cries, and that is what I was afraid of.  It wasn’t only for the benefit of other passengers, it was mostly because I knew that she would be miserable being forced to sit for 3 hours.  So, she didn’t sleep very much on the flight there, only about 45 minutes but she was very calm.  She watched some shows on our DVD player, she played, we read books, she ate a little bit and that was it.  On the way back, she slept most of the flight.  We had an extra seat so we had her car seat there.  She fell asleep as soon as we pulled away from the gate and slept until about 20 minutes before we landed.

Now  the  real issue was the trip itself.  Alexis is very used to her “routine”.  I’m not crazy strict about it but she normally gets 2 naps a day around 10am and 2pm each an hour and a half.  Bedtime is 8 or 8:30.  I do make exceptions for days when we have things to do where she will skip one nap or go to sleep later, no big deal.  But this was 7 straight days of chaos.  She got one nap a day – maybe.  Some were in her car seat others were in the hotel.  Sometimes they were 2 hours, but most days, less.  bedtime was NEVER before 9 and most days it was after 9.  She didn’t sleep well in the pack and play and would wake up in the middle of the night crying and wouldn’t go back to sleep, so we brought her into bed with us.  So, what does all this mean?  Well, now that we’re back home she needs to re-adjust to normalcy.  She is napping just fine, but so far her bedtime has been a battle.  My normally easy to put to bed daughter who usually falls right to sleep when I put her down.  Well, now she starts crying immediately when I walk into her room.  Not just fussing or whining – the kind of hysterical crying where she makes herself gag – hysterical.  I tried leaving her, but I couldn’t do it.  I let her cry for a few minutes but it didn’t stop so I had to calm her down.   Anyway, since she goes down fine for her naps then I’m sure she will figure it out again and be fine, I’m not worried.   But even with all the craziness, she did great.  She was always in a good mood, no meltdowns.  She had her moments every now and then, but she was really good the whole trip.

Other than that, the trip was very nice.  It was Marc’s grandfather’s 100th birthday and that was the real reason we went up – to celebreate.  It was a very nice party.  We spent time with family and we also went to Niagara Falls.  My parents came out with us for most of our trip and they came with us to Niagara Falls.  Unfortunately it rained most of the time we were in Toronto so we weren’t able to do as much sigh seeing as we would have liked, but we still had a nice time.  I will not travel with a toddler for a week again though.  It’s too long.

A funny tidbit about our trip to Niagara Falls.  Alexis has a white noise machine in her room for bedtime and naps.  We went on the Maid of the Mist – the boat that goes to the base of the falls – it’s really cool.  You get wet and it’s cold and they give you these ponchos to wear.  Anyway, as we got closer to the big falls and the roar got louder, Alexis got a little squirmy and I sat down with her on my lap and she fell asleep.  I mean – OUT!  Within 2 minutes of me sitting down, she curled up and was out.   Definitely a creature of habit!

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